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YNAB Reviews: What Users Really Think

AI analysis of 500 most recent App Store reviews across 17 countries · Store rating 4.8★ (61,768 ratings) · Updated 2026-10-05

3.24
Avg star rating (sample)
2.12/4
Avg AI sentiment
101
Feature requests
155
Update regressions
⚠️ 155 recent reviews say something broke or got worse after an update.

Sentiment Distribution

very negative
146 (29%)
negative
97 (19%)
neutral
19 (4%)
positive
26 (5%)
very positive
212 (42%)

Sentiment Trend

012342.53.02.91.32.62.22.42.326-0326-0426-0526-0626-0726-0826-0926-10

What YNAB Reviews Talk About

praise
215 (43%)
usability
171 (34%)
bug
50 (10%)
pricing
27 (5%)
feature request
23 (5%)
other
10 (2%)
performance
4 (1%)

Top Complaints

★☆☆☆☆ US · 2026-10-02 · v26.37
Do you ever listen to your users?
STOP making all of these stupid visual changes. I did not sign up with YNAB for you to change all the visual flags every single week. By far, this app is the worst app I have ever used. I only use the desktop app because the app that you force upon us is so badly designed that it is inferior to my w…
★★☆☆☆ CA · 2026-10-01 · v26.37
If you’re with BMO don’t use.
I have been using YNAB for a few years now and it’s a great tool. Unfortunately I have had consistent problems importing my bank info. I was going to set it ip for my teenager to use but could not connect to his account. YNAB support said sorry we have connection problems with BMO. It’s an expensive…
★☆☆☆☆ JP · 2026-09-28 · v26.36
It is not a free app.
As of writing this review, it costs ¥1,700 a month. There is a “free trial” version. But no free version. I’m installing this app bc I’m broke. I and many other potential users can’t afford ¥1,700 a month. I’d rather use a different app even if it’s worse. Or just make an excel spreadsheet.
★★★☆☆ US · 2026-09-28 · v26.36
Thorough but demanding
While YNAB is a very comprehensive application for tracking and planning your financial activities, I found it a bit more overwhelming than I originally thought. It proved to require a lot more setup and maintenance for my needs. The interface is also very busy and can be a challenge to navigate. If…
★★☆☆☆ US · 2026-09-28 · v26.36
Too many features, not enough simplicity
I’ve been a loyal user for years and become increasingly annoyed by new features. The homepage is utterly useless, but I’ve come to just ignore it at this point the new transaction cards likewise don’t really add any novel value. The new plan reset is confusing after dismissing the original introduc…

Feature Requests (101 found)

★★★★★ US · 2026-07-07 · v26.24
Fun, Practical, Helpful
I really like this budgeting app. It teaches you a thing or two about budgeting. I am putting into practice zero-cash dollar budgeting. I have found some difficulty connecting to cards using MX, when not supported by plaid (Sam’s Club Mastercard). I love the way I can reflect on the month as a whol…
★★★☆☆ CA · 2026-05-31 · v26.19
Good but needs more data views
As a paid premium app, the amount of spending data available is very sad. Please introduce more data views so we can compare spending between months across categories. Also something as basic as showing my income each month… There are literally third party apps trying to take advantage of this gap.
★☆☆☆☆ US · 2026-08-26 · v26.31
Need to prioritize current users
YNAB is a great app. If you’re new to it then you should download it and follow the system because it will change your life. That being said, you all need to pay attention to what your current users are asking for. If the user base is split on an issue, then make it a setting they can choose. Offe…
★★★★☆ NL · 2026-07-25 · v26.27
Almost complete
This app has worked well for me for some years now. It really helps me manage my finances en let’s me think of where I put my money to good use. What would make it complete is the ability to manage payees in the app. Just like on the web.
★★★★★ PL · 2026-06-12 · v26.21
Feature Request
It would be great to add multiple currencies. Cause for example I have main accounts in PLN, but save account in USD. And it would be very suitable for example to witter down USD and see equivalent in PLN or system could automatically count it in main currency (for example PLN).

Update Regressions

★☆☆☆☆ US · 2026-10-02 · v26.37
Do you ever listen to your users?
STOP making all of these stupid visual changes. I did not sign up with YNAB for you to change all the visual flags every single week. By far, this app is the worst app I have ever used. I only use the desktop app because the app that you force upon us is so badly designed that it is inferior to my w…
★★★★☆ US · 2026-09-30 · v26.36
Great but…
YNAB is mostly great as a budgeting tool. This latest update though broke a lot of buttons in the app. Tapping on ready to assign does nothing. Same with some other buttons. Please fix the app. iPhone 13 mini.
★★☆☆☆ SG · 2026-09-28 · v26.36
Issues since new update
Hangs on entering the first transaction everytime you open the app. Have to keep closing and restarting the app each time. Very annoying

What Users Love

★★★★★ US · 2026-10-02 · v26.37
The best
I love this app. I have a clear picture of my financial situation.
★★★★★ US · 2026-10-01 · v26.37
Best investment
I have been using YNAB for 5+yrs and I can’t imagine not having it! I’ve started my friends and family on it and they’re hooked too. It’s helped me manage, plan, save, and keep my head above water during stressful times. Highly recommend to everyone no matter where you are in your journey!
★★★★★ US · 2026-09-30 · v26.36
In Control
YNAB has put me in control of my finances. Even if I don’t technically use it to stay on budget, it is essential to know where my money is going. And it’s extremely satisfying to get 30+ days ahead of my expenses.

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